Micro-personal Loans

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  • Only members who are 6 months and above in the society and have contributed Kshs. 30,000/= in the main scheme savings are eligible to join.
  • Minimum loan is Kshs. 10,000/= while maximum is Kshs. 200,000/= subject to the difference between x3 of total shares in the main savings scheme and the outstanding loans.
  • The repayment period is a maximum of 18 months.
  • Security is the main shares, micro-personal shares and guarantors.


Disbursements are made through EFT twice a month, i.e., every 15th and 30th/31st day of the month. All applications MUST be received on or before the 10th day of the month for the 15th day disbursement, and 20th day of every month for the 30th day disbursement.

Whenever the 10th day of the month falls on a non-working day, all applications received from Branches on the following working day will be accepted for consideration during that month.

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Vision: To be a leading Sacco in Africa offering the best services and products to our members.

Mission: To mobilize Savings, to avail cheap capital to our members for development and wealth creation... read more

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