Kenya Bankers Saving and Credit Co-operative Society recorded 30 years of steady growth on 14TH February 2005. As a mark of achievements made during this period, the Sacco has produced this brochure to update the esteemed members of the various products and services currently available.

A. Board of Directors (Central Management Committee)

The Board of Directors is a policy implementing body elected by delegates at the Annual Delegates Conference. The Board is made up of 9 members from banking institutions. This is the governing authority that implements resolutions of the Annual General Conference, & directs the affairs of the Society.

Below are the directors of Kenya Bankers Savings and Credit Cooperative Society who come from different banks across the country.

	National Chairman Mr. Elly Oyugi
National Vice Chairman Mr. Daniel Oyugi	National Treasurer Mr. Samuel Lemeiruko
Hon. Secretary Mr. Ancent Mutua	Member Mr. Justyus Omina
Member Mr. Vincent Chisaka
Member	Mr. James Kamau Gatambia
Member	Mr. George Namwoso
Member	Mr. Samuel E. Njuguna
Ex-official Mr. Joseph James Okana

B. Executive Committee

The Executive Committee comprises of 4 members elected from the Board of Directors made up of the Chairman, Vice-chairman, Treasurer and Honorary Secretary. They are responsible of the day to day running of the Society.

C. Education Committee

The Education Sub-committee consists of 3 members who shall be members of the Board of Directors. The Vice-chairman of the Society is the chairman of this committee. The committee is responsible for members' education; preparing periodical reports on educational and information and publicizing the same for the benefit of the members.

D. Credit Committee

The Credit Committee consists of 3 members of the Board of Directors who should not be members of the Executive / Education Committees. The Credit Committee holds meetings as the business of the Society may require, but not less than once a month.

The Committee inquires carefully and diligently into the character and financial conditions of each applicant for a loan, and his/her guarantors, if any, to ascertain the applicant's ability to repay fully. The Committee endeavors diligently to assist members to solve their financial problems.

E. Finance Committee

The Finance Sub-Committee consists of three members of the Board of Directors. The Treasurer of the Society is the Chairman of this committee. The committee is responsible for ensuring proper management of the Society’s finances as well ensuring timely submission of financial performance report to the Board of Directors e.g. Budgets, Trial Balances, Economic Reports, Fosa reports, Financial position reports as well as internal audit reports. The committee is also vested with duties and responsibilities of governing and directing the business of Fosa within the laid down policies.

F. Staff Committee

The Staff Sub- committee consists of three members who are elected from the Board of Directors with the Treasurer as the Chairman. The Committee deals with staff related issues such as performance, remuneration, promotions, disciplinary, complaints, training etc.

G. Tender Committee

The Tender Sub-Committee consists of three members of the Board of Directors and two members from the management staff. The committee is responsible for ensuring preparation of tender documents for the Society. Opening, analyzing and making recommendations to the management committee on the tendered items and general advertisement of procurement and disposal procedures of the Society.

H. Supervisory Committee

The Supervisory Committee is elected by delegates at the Annual Delegates Conference. The Supervisory Committee consists of 3 members who are NOT from the Board of Directors. The Committee is responsible for the verification of all the transactions of the Society and writing periodic reports of their findings to be tabled at the Annual Delegates Conference.